- Registration of Same-name Account and Credit Card
-
Via Internet Banking, you can register (or cancel registration of) your bank accounts/credit cards with the same identification number as your Internet/Phone Banking Service, covering HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account, Option Account, BOC Credit Card and BOC Express Cash.
-
Customers can register (or cancel registration of) up to 20 accounts for each transaction.
-
The above setting also applies to Phone Banking and Mobile Banking.
(Remarks: Online account registration service does not apply to BOC Prepaid Card, Great Wall International Card, NCB US Dollar Card and BOC Credit Card issued in Macau.)
- Registration of Joint Account
- You can register (or delete) your joint accounts (one of the joint account holder's identification number must be the same as your Internet/Phone Banking Service), including HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account and Option Account via Internet Banking.
- You can enquire transactions of your registered joint account. If you like to use the joint account for financial transaction, the signing arrangement of the joint account must be "either-one-to-sign" effective.
- Customers can register (or cancel registration of) up to 20 accounts for each transaction.
- The above setting also applies to Phone Banking and Mobile Banking.
- Registration of Third-party Account or Credit Card
-
Via Internet Banking (two-factor authentication required) or our branch, you can register (or cancel registration of) the third-party accounts/credit cards maintained within the Group, including HKD Savings Account, HKD Current Account, Sub-Account, BOC Credit Card and BOC Express Cash. If the third party account is under the same account opening bank as your account, accounts that can be registered also include Renminbi Savings Account, Renminbi Current Account, USD Current Account and MTC Account.
-
The above setting also applies to Phone Banking and Mobile Banking.
(Remarks: Online account registration service does not apply to BOC CUP Dual Currency Credit Card, BOC CUP Dual Currency Commercial Card and BOCHK USD Platinum Card held by third party.)
- Registration of Beneficiary's Account for " Transfer"
-
When register the “Transfer” Beneficiary's Account, customer can select “Mobile Phone Number”、“Email Address”、“FPS ID” in the option of “Beneficiary's identify method” as the “FPS Proxy ID”; or you can select “Beneficiary's Account Number”.
-
The Beneficiary record will be listed in “FPS Account” of “Account Maintenance” when registered via “Mobile Phone Number”、“Email Address”、“FPS ID”; The Beneficiary account will be listed in “Local Bank Transfer Account” when registered via “Beneficiary's Account Number”.
- The "Beneficiary Bank Code" and "Beneficiary's Name" need to be inputted when customer select “Beneficiary's Account Number” in the option of “Beneficiary's identification method”. "Beneficiary Bank Code" is the clearing code provided by Hong Kong Interbank Clearing Limited. Only the following characters can be accepted:
- English Characters, e.g. A, a, B, b, C, c
- Numerical Characters, e.g. 1,2,3
- Only the following characters can be accepted in "Beneficiary's Name":
- English Characters, e.g. A, a, B, b, C, c
- Numerical Characters, e.g. 1,2,3
- Symbols: / - ? : ( ) . , ' +
- Please note that "/", ":" and "-" are not accepted as the first character of the "Beneficiary's Name". Also, consecutive spaces are not accepted as well.
- "Telegraphic Transfer" Beneficiary's Account
- "Telegraphic Transfer" beneficiary's account indicates the account of other banks in Hong Kong, the Mainland of China or overseas banks. Our bank will send the payment instruction via SWIFT or Telex.
- Account Number
- The maximum character limit is 34, including numerical characters, English characters and spaces.
- Please click here to find the examples of IBAN code for your reference.
- Accepted Characters
- Numerical Characters, e.g. 1,2,3
- English Characters, e.g. A, a, B, b, C, c
- The symbols: / - ? : ( ) . , ' +
- "/", ":" and "-" are not accepted as the 1st character of the "Name" and "Address". Consecutive spaces are not accepted as well.
- Chinese UTF-8 Characters
- If you are using Netscape browser, the invalid page code will appear in some cases, please select [View]->[Distribution]->[UTF-8].
- Settlement Account Registration
In order to trade investment products of deposit denominated in currencies
RMB or others (e.g. USD), please register a RMB or multi-currency (MTC)
account as "Settlement Account" in your investment account first.
- Account Balance Setting
- Non integrated services customer can choose one HKD Current Account (if applicable) and one HKD Savings Account in the same name for the calculation of the consolidated monthly average balance. For account(s) other than those designated ones, a monthly fee will be charged to each account should its monthly average balance fall below the requirement.
- Monthly fee details of Savings / Current Account:
| Bank |
Monthly fee of Savings / Current Account |
| Nanyang Commercial Bank Ltd |
Details
|
- FPS Registration
-
Via Internet Banking, customer can register (or cancel registration of) “Mobile Phone Number”, “Email Address”and/or“HKID No.” as the “Proxy ID”, which is bounded to his/her NCB Account (covering HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, MTC Account). Once customer has registered successfully in the Addressing Service, the Proxy ID can be used to receive fund in Transfer transaction.1
-
Customer can enquiry the details of account binding with the "Proxy ID" which has been registered in FPS Addressing via all channels of NCB, including "Proxy ID", ”Account Number”, “Default Account”* and “Status”.
-
Via Internet Banking, customer can change the Beneficiary's Account binding with the "Proxy ID" registered with NCB.
-
Via Internet Banking, customer can enquire all FPS registration records related to the "Proxy ID" registered with NCB2 and customer can delete the registration record of other bank.
-
To ensure your financial security, please carefully verify the merchant name or payee name (partially masked) before making FPS payment by Mobile Phone No., E-mail Address, FPS Identifier or making QR Code Payment after login to Personal Mobile Banking. If you receive any suspicious payment request, please confirm with the payee before making payment. For more details of online security tips, please visit our website: www.ncb.com.hk (Home > HK Personal Internet Banking > Security information).
Remarks: The above settings also apply to Mobile Banking.
1To register “HKID No.” as Proxy ID, you can only receive payment and transfer from institutions, corporates and the HKSAR government.
2For the Proxy ID “Mobile phone no.”/ “E-mail address”.
|
Back to Top
on "Security Device", a 6-digit security code will be shown on the screen. The code can be used once only. You are required to input the security code to confirm the transaction.
until showing "-" and input "Specific Transaction Information", such as account number or transaction ID to the Security Device, and then press 
or 
at the top right corner of the page.