Service Hour
Account Setting
Limit Setting
Security Setting
Set up Overseas ATM Cash Withdrawal
Set up Credit Card Monthly Online Spending Limit
Quote Service Plan
Change Password
Change Personal Information
Self-Certification
Interface Setting

Service Hour

Monday - Friday Saturday Sunday and Public Holiday
Account Registration (or cancellation of account registration) 08:00 - 24:00 08:00 - 24:00 --
Settlement Accounts Registration
- Securities Account 24 hours 24 hours 24 hours
- Securities Margin Account 24 hours 24 hours 24 hours
- Option Accounts
09:00 - 19:00 -- --
Update Limit Setting
- Fund Transfer and Payment Limit 24 hours 24 hours 24 hours
- Issue e-Cheque/e-Cashier's Order 24 hours 24 hours 24 hours
- Customized Daily Transaction Limit of Stock Trading* 24 hours 24 hours 24 hours
Security setting 24 hours 24 hours 24 hours
Change password 24 hours 24 hours 24 hours
Change personal information 24 hours 24 hours 24 hours
Change self-certification 08:00 – 20:00 08:00 – 13:00 --
*Setting service is not available from 02:30 to 05:30 from Tuesdays to Saturdays and from 02:30 to 08:00 on Sundays due to system upgrade.
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Account Setting

  1. Registration of Same-name Account and Credit Card
    • Via Internet Banking, you can register (or cancel registration of) your bank accounts/credit cards with the same identification number as your Internet/Phone Banking Service, covering HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account, Option Account, BOC Credit Card and BOC Express Cash.
    • Customers can register (or cancel registration of) up to 20 accounts for each transaction.
    • The above setting also applies to Phone Banking and Mobile Banking.

      (Remarks: Online account registration service does not apply to BOC Prepaid Card, Great Wall International Card, NCB US Dollar Card and BOC Credit Card issued in Macau.)

  2. Registration of Joint Account
    • You can register (or delete) your joint accounts (one of the joint account holder's identification number must be the same as your Internet/Phone Banking Service), including HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account and Option Account via Internet Banking.
    • You can enquire transactions of your registered joint account. If you like to use the joint account for financial transaction, the signing arrangement of the joint account must be "either-one-to-sign" effective.
    • Customers can register (or cancel registration of) up to 20 accounts for each transaction.
    • The above setting also applies to Phone Banking and Mobile Banking.

  3. Registration of Third-party Account or Credit Card
    • Via Internet Banking (two-factor authentication required) or our branch, you can register (or cancel registration of) the third-party accounts/credit cards maintained within the Group, including HKD Savings Account, HKD Current Account, Sub-Account, BOC Credit Card and BOC Express Cash. If the third party account is under the same account opening bank as your account, accounts that can be registered also include Renminbi Savings Account, Renminbi Current Account, USD Current Account and MTC Account.
    • The above setting also applies to Phone Banking and Mobile Banking.

      (Remarks: Online account registration service does not apply to BOC CUP Dual Currency Credit Card, BOC CUP Dual Currency Commercial Card and BOCHK USD Platinum Card held by third party.)

  4. Registration of Beneficiary's Account for " Transfer"
    • When register the “Transfer” Beneficiary's Account, customer can select “Mobile Phone Number”、“Email Address”、“FPS ID” in the option of “Beneficiary's identify method” as the “FPS Proxy ID”; or you can select “Beneficiary's Account Number”.
    • The Beneficiary record will be listed in “FPS Account” of “Account Maintenance” when registered via “Mobile Phone Number”、“Email Address”、“FPS ID”; The Beneficiary account will be listed in “Local Bank Transfer Account” when registered via “Beneficiary's Account Number”.
    • The "Beneficiary Bank Code" and "Beneficiary's Name" need to be inputted when customer select “Beneficiary's Account Number” in the option of “Beneficiary's identification method”. "Beneficiary Bank Code" is the clearing code provided by Hong Kong Interbank Clearing Limited. Only the following characters can be accepted:
      • English Characters, e.g. A, a, B, b, C, c
      • Numerical Characters, e.g. 1,2,3
    • Only the following characters can be accepted in "Beneficiary's Name":
      • English Characters, e.g. A, a, B, b, C, c
      • Numerical Characters, e.g. 1,2,3
      • Symbols: / - ? : ( ) . , ' +
      • Please note that "/", ":" and "-" are not accepted as the first character of the "Beneficiary's Name". Also, consecutive spaces are not accepted as well.

  5. "Telegraphic Transfer" Beneficiary's Account
    • "Telegraphic Transfer" beneficiary's account indicates the account of other banks in Hong Kong, the Mainland of China or overseas banks. Our bank will send the payment instruction via SWIFT or Telex.


    • Account Number
      • The maximum character limit is 34, including numerical characters, English characters and spaces.
      • Please click here to find the examples of IBAN code for your reference.

    • Accepted Characters
      • Numerical Characters, e.g. 1,2,3
      • English Characters, e.g. A, a, B, b, C, c
      • The symbols: / - ? : ( ) . , ' +
      • "/", ":" and "-" are not accepted as the 1st character of the "Name" and "Address". Consecutive spaces are not accepted as well.

    • Chinese UTF-8 Characters
      • If you are using Netscape browser, the invalid page code will appear in some cases, please select [View]->[Distribution]->[UTF-8].

  6. Settlement Account Registration
    In order to trade investment products of deposit denominated in currencies RMB or others (e.g. USD), please register a RMB or multi-currency (MTC) account as "Settlement Account" in your investment account first.


  7. Account Balance Setting
    • Non integrated services customer can choose one HKD Current Account (if applicable) and one HKD Savings Account in the same name for the calculation of the consolidated monthly average balance. For account(s) other than those designated ones, a monthly fee will be charged to each account should its monthly average balance fall below the requirement.
    • Monthly fee details of Savings / Current Account:
      Bank Monthly fee of Savings / Current Account
      Nanyang Commercial Bank Ltd Details

  8. FPS Registration
    • Via Internet Banking, customer can register (or cancel registration of) “Mobile Phone Number”, “Email Address”and/or“HKID No.” as the “Proxy ID”, which is bounded to his/her NCB Account (covering HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, MTC Account). Once customer has registered successfully in the Addressing Service, the Proxy ID can be used to receive fund in Transfer transaction.1
    • Customer can enquiry the details of account binding with the "Proxy ID" which has been registered in FPS Addressing via all channels of NCB, including "Proxy ID", ”Account Number”, “Default Account”* and “Status”.
    • Via Internet Banking, customer can change the Beneficiary's Account binding with the "Proxy ID" registered with NCB.
    • Via Internet Banking, customer can enquire all FPS registration records related to the "Proxy ID" registered with NCB2 and customer can delete the registration record of other bank.
    • To ensure your financial security, please carefully verify the merchant name or payee name (partially masked) before making FPS payment by Mobile Phone No., E-mail Address, FPS Identifier or making QR Code Payment after login to Personal Mobile Banking. If you receive any suspicious payment request, please confirm with the payee before making payment. For more details of online security tips, please visit our website: www.ncb.com.hk (Home > HK Personal Internet Banking > Security information).
    Remarks: The above settings also apply to Mobile Banking.
    1To register “HKID No.” as Proxy ID, you can only receive payment and transfer from institutions, corporates and the HKSAR government.
    2For the Proxy ID “Mobile phone no.”/ “E-mail address”.
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Limit Setting

Category Limit (per day)
Bill Payment
Bill Payment Limit Via HKD Savings/Current Account HKD50,000
[Default limit: HKD50,000]
Bank's Designated Merchant Payment Limit
This payment limit is only applicable to the Merchants marked with " * ".
Set via online: HKD500,000 (or equivalent)
Set via branch: HKD1,000,000 (or equivalent)
[Default limit: HKD 0 (or equivalent)]
Transfer Limit Via HKD Savings Account Set via online: HKD500,000
Set via branch: HKD1,000,000
[Default limit: HKD 0]
Third Party Account Daily Fund Transfer Total Limit
Including fund transfer or remittance to registered third party accounts^ HKD1,000,000 (or equivalent)
Customized Daily Transaction Limit of Stock Trading+ Buy: HKD999,999,999
Sell: HKD999,999,999
[Default Limit: No Limit]
Daily Transaction Limit of e-Cheque/e-Cashier's Order
Including issue e-Cheque and e-Cashier’s Order HKD500,000 (or equivalent)
#This service is only applicable to customers of Nanyang Commercial Bank.
^ Third party accounts include:
  1. other bank accounts within the Group with identification number different from that of Internet/Phone Banking account holder
  2. other local bank accounts
  3. FPS Proxy ID
  4. overseas accounts
+This service is only applicable to stock trading via Internet Banking/Mobile Banking, the limit would be reset on 17:00 every day.
Notice: The limit can be amended online. If you want to increase the limit, please use two-factor authentication or visit any of our branches for application.
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Security Setting

To enhance security of online transactions, you are required to use two-factor authentication tools (includes: Security Device or One-Time Password via SMS).
  1. Two-factor authentication is required for the following "designated transactions":
    • Application of Security Device as two-factor authentication tool
    • Activation of Security Device
    • Suspension of Security Device
    • Change login setting
    • Perform designated investment transactions (Not applicable to customers logging in Internet Banking with Security Device)
    • Issuing e-Cheque(s)/e-Cashier's Order(s)
    • Setting Daily Transaction Limit of e-Cheque/e-Cashier's Order
    • Payment of bills of "Designated Merchants" (except bills of merchant categories "Government or Statutory Organisation", "Public Utility", "Primary or Secondary Education" and "Post-secondary or Specialised Education")
    • Increase daily limit for funds transfer or bill payments
    • Open current accounts with immediate effect
    • Registration of third-party bank accounts maintained within the Bank
    • Registration of third-party accounts of BOC Credit Card
    • Registration of other local bank accounts
    • Registration of beneficiary accounts for remittance
    • Change personal information
    • Application of Cash Installment (applicable to BOC Credit Card Online Services only)
    • Application of Cash Before Card (applicable to BOC Credit Card Online Services only)
    • Activate Overseas ATM Cash Withdrawal and Increase Daily Cash Withdrawal Limit

  2. You are required to use Two-factor authentication login to conduct the designated investment transactions. For each login session, you have to use two-factor authentication login once.
    • Securities / Securities Margin in different markets
      • Trading
      • Monthly Savings Plan
      • eIPO – Subscription/Financing
    • Debt Securitites/Certificates of Deposit
      • IPO
      • Buy/Sell
    • Funds
      • Subscribe
      • Redeem/Switch
      • Monthly Savings Plan
    • Precious Metal/FX Margin
      • Trading
      • Good-Till-Date Order (include Trading/Delete)
    • Precious Metal
      • Trading
    • Structured Investments
      • Application
    • Investment Deposit
      • Application
    • Currency Linked Investments
      • Open Dual Currency Investment
      • Open Option Linked Investment
      • Squaring Contract

  3. Security Device
    • Security Device is an electronic device which generates a one-time security code. You are required to input the one-time security code generated by the Security Device for authentication of transactions.

      3.1 Apply for Security Device
    • If you have registered for two-factor authentication (including One-Time Password via SMS or e-Cert), you may apply for a “Security Device”. Upon successful application, a “Security Device” will be sent to your mailing address by post. You are required to activate the “Security Device” before use.

      3.2 Activate Security Device
    • Once activated, you can conduct "designated transactions" with the “Security Device” through Internet Banking / Mobile Banking immediately.

      3.3 Suspend Security Device
    • After suspending the Security Device, you are unable to conduct "designated transactions" through Internet Banking/ Mobile Banking. Please call Customer Service Hotline or visit any of our branches to reactivate the Security Device.


  • 3.1 Apply for Security Device
    • If you have registered for two-factor authentication (including One-Time Password via SMS or e-Cert), you may apply for a "Security Device". Upon successful application, a "Security Device" will be sent to your mailing address by post. You are required to activate the "Security Device" before use.

  • 3.2 Activate Security Devices
    • Once activated, you can conduct "designated transactions" with the "Security Device" through Internet Banking / Mobile Banking immediately.

  • 3.3 Suspend Security Device
    • After suspending the Security Device, you are unable to conduct "designated transactions" through Internet Banking/ Mobile Banking. Please call Customer Service Hotline or visit any of our branches to reactivate the Security Device.

  1. Security Code Type
    • Security Code
      • By pressing the designated button on "Security Device", a 6-digit security code will be shown on the screen. The code can be used once only. You are required to input the security code to confirm the transaction.

    • Transaction Confirmation Code
      • You are required to input transaction confirmation code when conducting "designated transactions" through Internet Banking / Mobile Banking.
      • For Security Device
        You are required to following the instruction to press until showing "-" and input "Specific Transaction Information", such as account number or transaction ID to the Security Device, and then press again to generate a 6-digit transaction confirmation code.

  2. Specific Transaction Information
    • When conducting "designated transactions", you are required to enter specific transaction information such as account number or transaction ID to the "Security Device" to generate the transaction confirmation code. The content to be input will be underlined in red on the Internet Banking screen for each transaction. Below are some examples:

    Example Information indicated in red and underlined on the Internet Banking screen Numbers to be entered into the Security Device
    4 to 8-digit number 1234567
    (All numbers)
    1234567
    1234
    (All numbers)
    1234
    12345678
    (All numbers)
    12345678
    Include numeric and non-numeric characters, such as alphabets 123ab456cd789
    (Input 8 digits while alphabets are not required)
    23456789
    Number with more than 8 digits 123456789
    (Last 8 digits)
    23456789

  3. Login Setting
    • You can choose to log into the Internet Banking with the "Security Device".
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Set up Overseas ATM Cash Withdrawal

You can activate, amend or cancel Overseas ATM Cash Withdrawal function for ATM card(s) and BOC Credit Card(s) under your name. If you would like to set up the Overseas ATM Cash Withdrawal function for Credit Card(s), please register your credit card on Internet Banking first.

  1. Activate
    • You can set the daily cash withdrawal limit, start date and end date of validity period.

  2. Amend
    • You can amend the daily cash withdrawal limit, start date and end date of validity period. (Remark: Amendment of start date is only allowed before the setting in effect.)

  3. Cancel
    • You can cancel the Overseas ATM Cash Withdrawal function anytime.

  4. The start date of validity period could be today or within the validity period of the card. The minimum validity period is 1 day and the maximum validity period is the expiry date of the card.


  5. If the Overseas ATM Cash Withdrawal function of the card has not been activated, the validity period will be shown as "Not Activated".


  6. After the end date, the validity period will be automatically updated as "Not Activated".


  7. The daily limit of cash withdrawal must not exceed the daily limit of cash withdrawal/cash advance of the card at ATMs. You may refer to the list of maximum ATM daily cash withdrawal limit of respective card(s).


  8. The "Maximum ATM daily cash withdrawal limit of respective ATM Card(s) and BOC Credit Card(s)" table is for reference only. The maximum ATM daily cash withdrawal limit for general customers can be adjusted to up to HKD 20,000.


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Set up Credit Card Monthly Online Spending Limit

  1. The Credit Card Monthly Online Spending Limit Service is applicable for both Main Cards and all Additional Cards issued in Hong Kong by the Company but excluding all Purchasing Card, BOC Prepaid Card, BOC Commercial Cards, Intown Virtual Card, BOC Private Label Card and BOC Express Cash Card, and other Cards as may be excluded by the Company at its sole discretion from time to time.
  2. Once the setup of Credit Card Monthly Online Spending Limit is successfully completed, the Main Cardholder and Additional Cardholder(s) shall not use the Card in excess of such credit limit. If Main Cardholder does not apply for the Credit Card Monthly Online Spending Limit Service, the Credit Card Monthly Online Spending Limit will be defaulted at the Credit Limit of the Card.
  3. Application for the Credit Card Monthly Online Spending Limit Service and any change to the Credit Card Monthly Online Spending Limit can be made by Main Cardholder to the Company in such manner as may be determined by the Company from time to time. The change will be in effective immediately upon approval of application. The effective Credit Card Monthly Online Spending Limit will be shown in the respective card statement.
  4. The Credit Card Monthly Online Spending Limit shall be shared jointly by Main Cardholder and all Additional Cardholder(s).
  5. Main Cardholder may apply for a multiple of $100 as the Credit Card Monthly Online Spending Limit subject to approval by the Company. Main Cardholder may apply for a “zero” amount of the Credit Card Monthly Online Spending Limit. Once application is approved by the Company, the Company will reject all Eligible Online Transactions to be conducted on such Card (including Main Card and all Additional Card(s)).
  6. The Credit Card Monthly Online Spending Limit shall not exceed the Credit Limit of the Card, and will be recalculated automatically on the first day of each statement cycle.
  7. The Credit Card Monthly Online Spending Limit shall be reduced to the Credit Limit in case the Credit Limit drops below the Credit Card Monthly Online Spending Limit, and shall remain unchanged in case of an increase of the Credit Limit unless otherwise instructed by Main Cardholder.
  8. "Eligible Online Transactions" means transactions conducted online by cardholder for online purchase category merchants defined by credit card international organizations from time to time and mail order, telephone or fax order transactions, but excluding all online bill payments, credit card cash-in plans, transactions with customer and a Card being presented at any point (whether at or subsequent to the time of a transaction) and any transaction or spending as the Company may at its absolute discretion determine from time to time to be excluded as Eligible Online Transactions.
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Quote Service Plan

Quote Meter
  1. Please select the Payment Account before stock quote and other related enquiry.


  2. Quote enquiry from market open of each trading session (including pre-opening session 09:00 - 09:29) to 15 minutes after market close of each trading session will be counted as real-time quote.


  3. You can check the quote usage and fees for the previous month and current month. If you are using "Basic Plan", the page will show the number of earned and used free quotes and the charging details.


  4. Monthly Basic free quotes
    • Monthly basic free real-time stock quotes will be granted to Internet Banking and Mobile Banking customers with securities account:
      • Diamond / Gold Star members of the Securities Club: 1,000 quotes
      • Silver / Bright Star members of the Securities Club: 500 quotes
    • The number of the monthly basic free real-time stock quotes entitled will be determined based on the membership status of the Securities Club of your sole-name securities account. If you only hold a joint-name securities account, the number of basic free real-time stock quotes entitled will be equivalent to that of the Bright Star member of the Securities Club.
    • Unused basic free quotes will not be carried forward.

  5. Carried Forward
    • The unused Transaction Bonus Quotes from the previous month. The carried forward quotes will be expired at the end of the current month.

  6. Transaction Bonus Quotes
    • The number of quotes awarded from securities transaction (excluding Monthly Savings Plan transaction). Calculated based on the number of transactions each month through any trading channels or the monthly accumulated turnover. Entitled 200 bonus quotes for every successful buy/sell transaction or every HKD 50,000 of monthly accumulated turnover or its equivalent (whichever number of free real-time quotes entitled is higher). The bonus quotes are valid until the end of the following month.

      For Example : The number of transaction in the month is 3, and the total turnover is HKD 240,000.00.

      The monthly basic free quotes are 300.
      The Transaction Bonus Quotes counted by number of trades are 200 x 3 = 600.
      The Transaction Bonus Quotes counted by total turnover are 200 x 4* = 800 (*HKD 240,000 / HKD 50,000 = 4.8).
      The total free real-time quotes of the month is 300 (basic) + 800 (Transaction Bonus Quotes) = 1,100.

  7. Total Free Quotes
    • Total Free Quotes = "Monthly Basic Quotes " + "Carried Forward Bonus Quotes" from previous month + "Transaction Bonus Quotes".

  8. Used Quote(s)
    • The total number of real time stock quotes from Internet Banking and Mobile Banking used in the current month. The data is updated up to the previous day.

  9. Chargeable Quote(s)
    • Chargeable Quote(s) = "Used Quote(s)" - "Total Free Quotes"

  10. Fees
    • It is calculated as "Chargeable Quote(s)" times per quote fee. The amount charged for the real time stock quote usage. The fees of the previous month will be deducted from your payment account on the first banking day of the current month. The monthly real-time quote fees are determined based on the membership status of the Securities Club on the last banking day of the current month.

  11. Overdue Charge
    • The accumulated fees that cannot be deducted from your payment account (Excluding the fee of current month).

  12. Sequence for Deducting Quotes
    • First deduct "Monthly Basic Quotes", then deduct "Carried Forward Bonus Quotes", and finally deduct "Transaction Bonus Quotes".
Real-time Quote Meter
  1. Used Quote(s)
    • The total number of real time stock quotes from Internet Banking and Mobile Banking used in the current month. The data is updated instantaneously.

  2. Remaining Quote(s)
    • Remaining Quote(s) = "Total Free Quotes" - "Used Quote(s)" (real-time)
    • If the number of "Used Quote(s)" (real-time) exceeds the number of "Total Free Quotes", "Remaining Quote(s)" will show zero.

  3. Chargeable Quote(s)
    • Chargeable Quote(s) = "Used Quote(s)" (real-time) - "Total Free Quotes".

Alert Meter
  1. You can check the previous and current month usage and fees.


  2. Used Alert(s)
    • Total number of price alerts that have been used this month.

  3. Free SMS
    • The number of free alerts that can be used this month.

  4. Chargeable Alert(s)
    • Chargeable Alert(s) = "Used Alert(s)" - "Free SMS".

  5. Fees
    • It is calculated as "Chargeable Alert(s)" times the fee of each SMS. The fees of the previous month will be deducted from your payment account on the first banking day of the current month.

  6. Please update through "Change Personal Information" or visit any branch of the Bank for setting or updating of mobile phone number.


   Change Service Plan (Only applicable to personal customers)
 
  1. The newly registered plan will be effective on the first day of next month and will replace the current plan.

  2. Transaction Bonus Quotes and Service Fee Waiver will be counted independently. If you shift from Basic Plan to Monthly Plan/Streaming or vice versa, the transaction bonus of the original plan will be canceled.

  3. Under the following situation, the service will be suspended. Please contact our branches to reactivate the service. The default plan will be "Basic Plan" after reactivation.
    • Basic Plan: Accumulated overdue charge reaches HKD 500.00 or unsuccessful debit for 2 consecutive months.
    • Monthly Plan or Streaming: Unsuccessful debit for 2 consecutive months.
    • Price Alert: Accumulated overdue charge reaches HKD 200.00 or unsuccessful debit for 2 consecutive months.
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Change Password

  1. Your password must be in 8-12 digits and comprises at least any 2 types of the combination of uppercase letters, lowercase letters, numbers and symbols, and should not contain 3 or more consecutive identical characters. Uppercase letters and lowercase letters are considered different characters.
  2. The new password may include i) numbers, ii) uppercase letters, iii) lowercase letters, iv) symbols: # $ % & ( ) * + , - . : ; ? @ = _ < >
  3. For security, new password must be different from the current password, Internet Banking No./login name and words that can be found in dictionary are not accepted. Do not use your name, date of birth, HKID/passport number, telephone or lucky number, or other easy-to-guess personal information, numbers or words as your password, and avoid selecting the same password that you have used for accessing other web services.
  4. You are advised to change your password regularly. We would remind you to change your password every 90 days or request you to change your password in a designated period of time.
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Change Personal Information

  1. If you cannot change your personal information via Internet Banking, please contact any of our branches.
  2. If you need to change your information on your credit card, insurance, MPF, residential and mailing address, please contact any of our branches.
  3. Full email address must be provided, otherwise, it will be rejected.
  4. Except residential and mailing address, all your personal information will be updated within banking hours. After that, SMS notification will be sent.
  5. Your residential and mailing address will be updated within 2 business days. SMS notification will be sent, upon receipt of your instruction and updating.
  6. The update of address via Internet Banking only applies to your English address. To update Chinese address, please visit any of our branches.
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Self-Certification

  1. Jurisdiction of residence (including Hong Kong) means where the account holder is a resident for tax purposes For information on tax residence, please talk to your tax adviser or refer to the OECD Automatic Exchange Portal website.
  2. The term "TIN" (including "functional equivalent") means Taxpayer Identification Number or a functional equivalent in the absence of a TIN. A TIN is a unique combination of letters or numbers assigned by a jurisdiction to an individual or an Entity and used to identify the individual or Entity for the purposes of administering the tax laws of such jurisdiction. Further details of acceptable TINs can be found at the OECD Automatic Exchange Portal website.
    Some jurisdictions do not issue a TIN. However, these jurisdictions often utilise some other high integrity number with an equivalent level of identification (a "functional equivalent"). Examples of that type of number for individuals include a social security/insurance number, citizen/personal identification/service code/number, and resident registration number.
  3. An account holder should report all changes in his/ her tax residency status to the Bank.
  4. If the account holder is a tax resident of Hong Kong, the TIN is the Hong Kong Identity Card Number.
  5. If a TIN is unavailable and the reason is "The account holder is unable to obtain a TIN", please contact any of our branches.
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Interface Setting

  1. Main Page
    • For your convenience, the menu display format is available for your selection. You may flexibly pre-set the following content (up to 2) as your customized main page, including Account Overview, Investment Overview, Remittance Transaction Record, Insurance Transaction Record, Securities Account Details, Fund Account Details, Precious Metal/FX Margin Account Details and Precious Metal Account Details.

  2. Drop-Down Menu
    • You can opt to enable or disable the drop-down menu function, or change the related setting by clicking or at the top right corner of the page.
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